Home buying , Insurance and Private Healthcare Made Easy

Everything in one place – No stress. No hassle. No fuss.

How can In Tune Financial help you?

At In Tune Financial, we specialise in providing impartial advice to those seeking assistance in obtaining Mortgages, Protection & Private Health Care products. Our dedicated team of specialists aim to make your journey as simple, cost-effective and stress-free as possible.

With almost 50 years cumulative financial services experience, In Tune Financial has identified all the major issues you could face, therefore know ways to avoid or resolve them.

Your home may be repossessed if you do not keep up repayments on your mortgage

Why In Tune Financial?

Trusted

We never assume your trust, but we will work hard to earn it. At In Tune Financial we want to go beyond the transactional and build a lasting client relationship, providing a lifetime of advice from the first purchase to the last mortgage payment.

Flexibility

Whether you prefer to do business face to face, over a coffee, at lunch time or remotely via Zoom of an evening, our clients love our flexibility. In Tune Financial understand that your circumstances are unique, therefore, so is our approach.

Tailored Specialist Service

There are thousands of products from lenders and providers out there…so where do you start? Following a full assessment of all your circumstances, you can relax in the knowledge that your solution will be tailored to meet the needs of you and your family, with a level of personalisation that will give you all the peace of mind you need.

No Jargon. No Sales Pitch. Just Honest Straightforward Advice.

At In Tune Financial you are our priority, not the lender or the insurance company. We specialise in providing you with impartial advice to deliver the most suitable products for you and your family. We keep things simple and present your options in a manner that is easy to understand.

 

Mortgages

From the First Time Buyer to the experienced Property Investor….Maybe you want a better deal on your current mortgage or to buy that holiday home you’ve always wanted? Have you plans to build your dream home? Maybe you’re paid in a foreign currency and have had difficulty obtaining a mortgage?

At In Tune Financial we have the knowledge and expertise to guide you through  every scenario, providing you with the most suitable tailored mortgage solution. 

Life Insurance

Nobody likes to think of the worst-case scenario but sometimes, unfortunately,  the unexpected can happen. Here at In Tune Financial we make sure that if that awful situation does occur, it doesn’t turn into a financial crisis. Life Insurance is designed to pay a lump sum or a regular income in the event of death over a term you choose. It can be used to pay your mortgage off in full, replace a lost income to your spouse/partner or leave a nest egg for the future.

 

Life Insurance

Nobody likes to think of the worst-case scenario but sometimes, unfortunately,  the unexpected can happen. Here at In Tune Financial we make sure that if that awful situation does occur, it doesn’t turn into a financial crisis. Life Insurance is designed to pay a lump sum or a regular income in the event of death over a term you choose. It can be used to pay your mortgage off in full, replace a lost income to your spouse/partner or leave a nest egg for the future.

 

Critical Illness

Unfortunately, most of us can name a friend or family member whose life has been affected by Cancer, Heart Attack, Stroke or one of many life-changing conditions, referred to as a “Critical Illness”. While that situation is bad in isolation, adding the additional stress of financial pressure is something that nobody wants to suffer. Critical Illness Policies pay out a tax-free lump sum on diagnosis of a qualifying illness or injury resulting from a serious accident. The money paid out from a Critical Illness Policy could be used to help maintain your standard of living, pay off your mortgage and, if needed, pay for private treatment. How it is spent is up to you!

 

Income Protection

Have you ever sat down and worked out what your monthly expenditure is? Have you ever considered how you would pay your monthly bills if you were to lose your income due to illness or injury? How long could you maintain your lifestyle if your income reduced or stopped? Have you insured your house, car, phone or pet? Have you insured the person that pays for all of those things?.……..You!

Income Protection is designed to replace a portion of your earnings with a tax-free monthly payment in the event of an accident or illness.  You can set the benefit period to suit your budget, with the policy able to pay out until death, retirement or you are fit enough to return to work, whichever occurs first.  

 

Income Protection

Have you ever sat down and worked out what your monthly expenditure is? Have you ever considered how you would pay your monthly bills if you were to lose your income due to illness or injury? How long could you maintain your lifestyle if your income reduced or stopped? Have you insured your house, car, phone or pet? Have you insured the person that pays for all of those things?.……..You!

Income Protection is designed to replace a portion of your earnings with a tax-free monthly payment in the event of an accident or illness.  You can set the benefit period to suit your budget, with the policy able to pay out until death, retirement or you are fit enough to return to work, whichever occurs first.

 

Private Medical Insurance (PMI)

We can all agree the NHS and its staff do a fabulous job and having treatment free at the point of delivery is to be celebrated. Sadly, waiting times for simple diagnosis, let alone treatment, can often take months, if not years and these delays can often prove detrimental to your prognosis. Private Medical Insurance removes the uncertainty of NHS waiting lists and gives you access to diagnostics and treatment when you need it, at a time and place that suits, with access to a wider range of medication and treatments including many not available on the NHS.

 

Home Insurance

It doesn’t matter what type of property you live in, your home is, no doubt, your castle. It’s important to make sure you have the right protection in place, in case something goes wrong.

What if there was a fire or the roof was damaged in a storm? Would you be able to pay for the repairs? Where would you live if your house was uninhabitable? Your home also contains some of your most valuable possessions. Could you afford to replace your flat-screen TV or your jewellery collection if you were the target of burglars?

Making sure you have the right Home Insurance in place is something we are passionate about, here, at In Tune Financial….Let us make sure your castle is secure!

 

Home Insurance

It doesn’t matter what type of property you live in, your home is, no doubt, your castle. It’s important to make sure you have the right protection in place, in case something goes wrong.

What if there was a fire or the roof was damaged in a storm? Would you be able to pay for the repairs? Where would you live if your house was uninhabitable? Your home also contains some of your most valuable possessions. Could you afford to replace your flat-screen TV or your jewellery collection if you were the target of burglars?

Making sure you have the right Home Insurance in place is something we are passionate about, here, at In Tune Financial….Let us make sure your castle is secure!