Let’s start the Home Buying Journey

It can be difficult to find the right mortgage with so much choice and confusing marketing. In Tune Financial have a team of experts who will take care of everything and keep it simple.

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What Can I Borrow?

So, you want to buy a house? You might be feeling daunted by the endless considerations that come with such an important purchase. But don’t worry, millions of people have successfully bought their dream home before and YOU can too!

First things first, let us work out how much you can afford. Viewing properties at £1,000,000 sounds like fun, but if you can only afford £100,000 it will only lead to disappointment. Get in touch and our specialist advisers will be able to walk you through what you can afford so you know exactly what properties you should be viewing.

We will also arrange an Agreement in Principle (AIP) for you. Sometimes known as a Decision in Principle (DIP) or Mortgage Promise, this is a provisional acceptance with a specific lender and will give you the confidence to make an offer when you identify a property you love. It is a great way to make your offer more appealing, as you will be able to negotiate, knowing that you’ve already provisionally secured all necessary financing from a provider. This means there is less risk for the seller in accepting your offer. 

How Big A Deposit Will I Need?

As a first time buyer, your deposit will likely come from savings you have built up. Maybe you have inherited some money or received a monetary gift from a family member. As a home mover your deposit will normally come from the equity in your current property when you sell it. It is therefore helpful to know the value of your home so you can accurately work out what deposit you will have to use.

The bigger your deposit, the better the deal you will be able to secure. In other words, a 5% deposit will carry a higher interest rate than with a 40% deposit as it presents a higher risk to the lender but don’t get too hung up on this. At In Tune Financial, we will help you work out the maximum deposit you have available and explain what that looks like to you in monetary terms.

 

You’ve Found A House…What Next?

You’ve viewed what seems like hundreds of properties but you’ve finally found the ideal home. With our help you will know you can afford it and that In Tune Financial will be with you every step of the way! It’s now time to make an offer.

 

  • Get in touch and we will complete a brief fact-find to help us understand your needs.
  • We will provide an Agreement in Principle so you can search with confidence.
  • We research the market and present you with your most suitable option.
  • We submit the application and manage it through to completion.

 

That’s it. Simple. Straightforward. With your best interests at heart!

 

What Can I Borrow?

So, you want to buy a house? You might be feeling daunted by the endless considerations that come with such an important purchase. But don’t worry, millions of people have successfully bought their dream home before and YOU can too!

First things first, let us work out how much you can afford. Viewing properties at £1,000,000 sounds like fun, but if you can only afford £100,000 it will only lead to disappointment. Get in touch and our specialist advisers will be able to walk you through what you can afford so you know exactly what properties you should be viewing.

We will also arrange an Agreement in Principle (AIP) for you. Sometimes known as a Decision in Principle (DIP) or Mortgage Promise, this is a provisional acceptance with a specific lender and will give you the confidence to make an offer when you identify a property you love. It is a great way to make your offer more appealing, as you will be able to negotiate, knowing that you’ve already provisionally secured all necessary financing from a provider. This means there is less risk for the seller in accepting your offer. 

How Big A Deposit Will I Need?

As a first time buyer, your deposit will likely come from savings you have built up. Maybe you have inherited some money or received a monetary gift from a family member. As a home mover your deposit will normally come from the equity in your current property when you sell it. It is therefore helpful to know the value of your home so you can accurately work out what deposit you will have to use.

The bigger your deposit, the better the deal you will be able to secure. In other words, a 5% deposit will carry a higher interest rate than with a 40% deposit as it presents a higher risk to the lender but don’t get too hung up on this. At In Tune Financial, we will help you work out the maximum deposit you have available and explain what that looks like to you in monetary terms.

 

You’ve Found A House…What Next?

You’ve viewed what seems like hundreds of properties but you’ve finally found the ideal home. With our help you will know you can afford it and that In Tune Financial will be with you every step of the way! It’s now time to make an offer.

 

  • Get in touch and we will complete a brief fact-find to help us understand your needs.
  • We will provide an Agreement in Principle so you can search with confidence.
  • We research the market and present you with your most suitable option.
  • We submit the application and manage it through to completion.

 

That’s it. Simple. Straightforward. With your best interests at heart!

 

Online Enquiry


Talk To Our Expert Team

We know how important it is to get your questions answered and we’d like nothing more than providing you with the right answers. If there’s anything in particular on mind, just ask away!